WFIA RETRO | May 2021 News

Return to Work (RTW)

The single most powerful tool an employer has in controlling its workers’ compensation costs is immediately providing meaningful work.

MAY TIP: Yes, you can call your employee if they are injured on the job! Call them and check in on them. Ensure they know they are appreciated and that you care. Keeping in touch will help maintain your connection with them and their connection to the workforce.

Focus on Safety (FOS) –
Slips, Trips & Falls

Preventing Slips, Trips and Falls in Wholesale and Retail Trade Establishments

Employees in Wholesale and Retail Trade (WRT) establishments suffer high rates of slip, trip and fall (STF) injuries. The National Institute for Occupational Safety and Health (NIOSH) recommends measures to prevent injuries and ensure a safe workplace. Download the NIOSH Workplace Solutions newsletter to gain some traction in your slip/trip/fall prevention program.

ERNwest FOS Webinar Series – May Training

Each month ERNwest offers topical discussions about safety strategies unique to your industry. Download the 2021 Calendar of FOS Webinars as part of our available training and refer back to ERNwest.com/training for updates and additions.

May 11, 2021 at 10am | Hiring for Safety
May 18, 2021 at 10am | Drug-Free Workplace
May 20, 2021 at 10am | Hiring for Safety               

Considering a Private Investigator?

Did you know that only one percent of workers’ compensation claims are fraudulent from onset? Fraudulent behavior is more likely to occur as the claim ages and someone becomes dependent on the system. When fraudulent claims do occur, a professional investigation can be a useful tool in resolving the claim if done correctly. If not done correctly they can be expensive and yield little result.

In Washington State, it is your responsibility to prove without a doubt that fraudulent behavior is taking place under an L&I claim. Often this can include the services of a private investigator; but before you hire one, there are a few things to consider:

  • Is consistent fraudulent behavior taking place?
  • Is there a cost benefit to an investigation? (i.e. will you have any return on your investment?)
  • What type of investigation do you need? (Surveillance, background check, medical records sweep. Etc.)
  • Set a budget for your investigations up front and stick to it.
  • Get estimates from a few different companies before you commit.
  • Does the company you are considering specialize in workers’ compensation investigations?
  • Have clear objectives and leads to get the investigator started.

Workers’ compensation claim costs do not necessarily have a dollar for dollar increase on an employer’s rates/premiums.  You may feel like hiring a private investigator is the right thing to do no matter what. Put feelings aside and get the information necessary to make the best-informed decision for your business.

Contact your ERNwest claim manager to determine if hiring a private investigator is the right action on your claim. 

WFIA Group Manager: Julie Osterberg (253) 881-5669 | JOsterberg@ernwest.com

Upcoming Training

ERNwest presents topics such as Understanding Industrial Insurance Rates, What is Retro? and Using Kept on Salary and Modified Duty Effectively on a monthly basis. Select a topic for more information and to register.

May   4, 2021 at 10am | Understanding Industrial Insurance
May   6, 2021 at   2pm | What is Retro?
May 18, 2021 at 10am | Fundamentals of Claims Management
May 25, 2021 at 10am | Using Kept on Salary and Modified Duty Effectively

Find more training online at ernwest.com/training.

Additional Retro Resources

WFIA Safety Resources

Access WHCA and general safety resources. Learn more.

Workplace incident or injury?
Contact ERNwest first.

Report incidents immediately so that your claims manager is aware and can help guide you through the process. ERNwest.com/report-an-incident

Contacts

WFIA Retro Questions?
Julie Osterberg, WFIA Group Manager (253) 881-5669 | JOsterberg@ernwest.com

WFIA Safety Questions?
Brent Olson, WFIA Safety Manager (253) 237-0803 | BOlson@ernwest.com

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